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Financing Options for Housing in the Czech Republic
Poul, Michal ; Vojtěch, Dušan (referee) ; Hanák, Tomáš (advisor)
This diploma thesis „Financing options for housing in the Czech Republic“ is focused on the issues connected with financing one´s own housing. The goal of this work is mainly to introduce the issues and possibilities of financing housing of the citizens of the Czech Republic, analyze products that could be used while financing housing and compare the costs of financing housing, while using different bank products. In the theoretical part of the work, we obtain knowledge intentions and developments of housing policy in the Czech Republic; we clearly introduce with the products that are helpful while financing housing and their combinations. Insurance products are also mentioned in the thesis. Those products can protect citizens against unwanted influences during the period when they pay off their loans. We can also find here the recent development of loan products and bank market in the Czech Republic, its current offers and overview of its products, from which citizens can choose the most suitable one for their needs. Practical part of the thesis deals with the comparison and research in the least costly way of financing housing in three different time horizons with the help of one product or a combination of products.
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Suggestion of the Housing Financing Optimalization
Ambrožová, Helena ; Širůčková, Kateřina (referee) ; Sládková, Jitka (advisor)
This project deals with the analysis of different options of housing financing. The work describes the functioning of the building saving accounts and the mortgage credit together with refunding of the mortgage credit, possibilities of the subvention, comparison and combination of more products, their advantages and disadvantages etc. The practical part of this work includes the model examples and recommendations of the optimal solution of housing financing.
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Financing of Construction Order from the Aspect Investor
Prostředník, Tomáš ; Zouhar, Matěj (referee) ; Vítková, Eva (advisor)
The theoretical part deals with the building market. Mainly it focuses on the building market participants, the participants relationships and other financial resources. Afterwards it is dedicated to the building orders kinds according to various criteriums. The practical part is about financing possibilities of particular building object construction by means of mortgage credit where the investor is a married couple with one child. The mortgage credits are compared according to the determined conditions and requests by the investor. The result of the practical part is the evaluation and the best mortgage credit choice.
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Capital market as source financing habitation
Hanák, Petr ; Urbánek, Jiří (referee) ; Sojka, Zdeněk (advisor)
This thesis explores methods of financing real estate. It illustrates the fundamental means of financing as well as various alternate combinations. It primarily focuses on a comparison of methods in an effort to find the optimal choice for a given situation. This thesis will ultimately provide a thorough overview of the real estate market for anyone with an interest in financing residential developments.
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Suggestion of the own Housing Financing
Pecová, Zuzana ; Drtilová, Radka (referee) ; Škapa, Stanislav (advisor)
Bachelor thesis deals with the possibilities of own housing financing in the Czech Republic. It specializes in financing to developer project for a specific natural person the entrepreneur. Aims on individual types of loans used to finance housing and comparisons. It includes more detailed look at the mortgage loan, types of these loans, repayment method, maturity and conditions of obtaining. The practical part deals with the complications that can occur when the actual financing and contains a specific method of solution
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Proposal of Residental Development Financing in Locality Nupaky
D´Ambrosová, Lucie ; Togner, Alexander (referee) ; Zeman, Václav (advisor)
This master´s thesis deals with problems of development financing. Part of this thesis is a description of development activity and risks, which it may bring. The thesis is focused on financing and credits provided by banking institution. Analysis of different financing methods of properity purchase confronts their convenience for both development companies and clients. Practical part of this thesis is a proposal of financing of housing and family houses construction in the locality of Nupaky for the company CANABA, wich is focused on cost calculation and cash-flow of the whole project.
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